Short Sales

Bay Area Short Sale Angels

Hello everybody this is Kerri Naslund with the Bay Area Short Sale Angels, Northern California’s number one short sale staff, thanks for your time today. I update my blog on short sales quite often and attempt to keep California owners up to date and knowledgeable on the short sale process.

For our blog matter right this moment I want to focus on what exactly a HAFA short sale is and what it will possibly mean for you. Simply put, HAFA is a government backed short sale program that was a part of the Fair Lending Act of 2009. Not all lenders are HAFA accredited but for these which can be it’s certainly worth your time to take a look at this program. The main purpose of HAFA is to help owners get out from beneath their distressed property and provide two unique benefits. The first, and most widely identified, is that the HAFA program will give you three thousand {dollars} for relocation once your short sale is approved. This money has no strings connected and is merely a approach that can assist you get a fresh start in a brand new dwelling or rental. Second, all HAFA short sales require that the lender forgive any remaining debt on your mortgage after the property is sold. By having this protection there is no such thing as a worry of your bank coming after you for any unpaid debt in the future. There are some easy guidelines to observe with the intention to qualify for a HAFA short sale but they are certainly worth the time. You probably have any questions about HAFA or your present mortgage please visit my website or contact me to get started today. Thanks for trying out the Bay Area Short Sale Angels where we believe there is nothing worse than doing nothing.

Northern California and The Bay Area Short Sale Angels can answer your questions. We are The Bay Area’s Foreclosure Avoidance and Short Sale Specialists.

Get more help from a short sale realtor, Kerri Naslund, at The Bay Area Short Sale Angels presented by the Short Sale Specialists of Northern California

Short Sale Shift

Hello everybody and welcome to Short Sale Shift, I am Josh Pomerleau and we’re Minnesota’s premiere short sale team. I work with Keller Williams Realty within the Minneapolis area and weblog every day from the short sale trenches to pass along relevant info on avoiding foreclosure. If you want extra data on the short sale process or your mortgage lender my website is home to over four hundred videos to help you together with your research.

For our weblog subject right now I wanted to discuss working with US Bank on a short sale file and what you’ll be able to expect through the process. Our crew has closed a number of US Bank short sales this year and we’re very glad to work with them. US Bank is a top five mortgage lender within the country and there are certainly a lot of Minnesota owners with their mortgage through US Bank. As a result of we have closed loads of short sales with US Bank we’ve great relationships with their negotiators and short sale employees. This enables us to get short sales approved quickly and get in touch with the decision makers if we run in to any issues with a short sale file. If you have any questions about your US Bank loan, or some other lender, please contact me or go to my website immediately to get started. On my web site you’ll discover a short sale specialist ready to answer any particular questions you’ll have thanks to the chat box in the lower left hand corner. Thank you for tuning in to Minnesota’s premiere short sale staff and have a great day.

Minnesota Short Sale Shift can answer your questions. We are Minnesota’s Foreclosure Avoidance and Short Sale Specialists.

Get more help from short sale Realtors, Josh and Sarah, at Short Sale Shift presented by the Short Sale Specialists of Minnesota

short sale slayerz

Hello, I’m Jason Zweigle right here with ShortSaleSlayerz.com. We’re considered one of the nation’s premiere short sale teams. Thanks very much for visiting our website. As we speak we’ll speak in regards to the Chase Bank HAFA short sale program. Chase is collaborating in the HAFA short sale and in case you don’t know what the HAFA short sale is, let me explain it real quick. The HAFA short sale is a short sale program that the federal government came up with from the HAMP program. It’s kind of a sister product to the loan modifications that have been such a colossal failure. The federal government realized that short sales had been a way to dig ourselves out of this and it’s a viable choice to foreclosures and in fact most likely the best choice to foreclosure.

Now Chase and the other bigger banks are actively collaborating in the HAFA short sale program and the HAFA short sale program basically ensures you $three,000 at close of escrow for moving expenses. Additionally both lenders will conform to forgive the remaining balance of the short sale. Now just lately chances are you’ll concentrate on the brand new senate bill that was passed in California which lenders automatically if they agree to do a short sale in California, they have to forgive you of the balance. So HAFA short sale with Chase will get you $three,000 for moving expenses, and full forgiveness of any of the debt. You’ll be able to walk away free and clear.

Chase is a great bank to work with and the HAFA program. They transfer fairly swiftly and are pretty environment friendly of their choice making process. There’s a whole lot of information about the HAFA short sale program with numerous banks.

Please give me a call so we are able to talk in regards to the details. Our number is 1-800-646-0362 or you may fill out our info below. Check out our new mortgage calculator. It’s a short sale calculator that tells you what your private home is worth, how far underwater you’re and how long it would take you to get out of the debt that’s your property right now. It’s an important tool and it is free. We’re ShortSaleSlayerz.com, one of the nation’s premiere short sale teams. Have a fantastic day, thank you very much.

The Short Sale Slayer can answer your questions. We are California’s Foreclosure Avoidance and Short Sale Specialists.

Get more help from short sale Realtor, Jason Zweigle, at Short Sale Slayerz presented by the Short Sale Specialists of California

alternatives to foreclosure

Thank you for joining me today; this is Jeff Reyes with The Jeff Real Estate Team. We’re one of the best real estate and short sale teams in the northern California area and are here to serve you.

Lately, we’ve been talking about the short sale timeline and today I want to resume with the fourth step in the short sale process, obtaining the short sale approval from the bank. The amount of time from when the paperwork and offer is submitted to the lender until we receive the short sale authorization can be anywhere from 7-10 days up to 90 days, depending on the bank. Typically it’s somewhere in the middle, generally around 30-40 days. The rationale behind why receiving an approval takes so long is because there are lots of individuals and processes that are involved. The time period of doing a short sale has decreased in the past few years, so things are certainly getting a lot better in regards to processing the short sale transactions and getting them done quicker.

Once the approval is received, we talk with you and contact your attorney and a tax accountant to determine what the implications will be for your taxes and what the legal ramifications are going to be. After we get the short sale approval and we have consulted with your lawyer and tax accountant, if you decide that doing a short sale is not in your best interest, we can stop the whole process right then and there.

Our goal at The Jeff Real Estate Team is to help you avoid foreclosure and make sure that no money comes out of your pocket. Please give us a call today if you want any information regarding short selling your home or if you would like to talk about your specific situation.

The Jeff Team can answer your questions. We are California’s Foreclosure Alternatives and Short Sale Specialists.

Get more help from short sale Realtors, Jeff Green and Jeff Reyes, at Alternatives 2 Foreclosure presented by the The Jeff Team of California

Bay Area SHort Sale Angels

Hello everybody this is Kerri Naslund with the Bay Area Short Sale Angels, Northern California’s number one short sale staff, I hope you might be having an ideal day. For those who take pleasure in this weblog ensure to check back often as I keep California householders up to date with relevant data on avoiding foreclosure.

For our blog topic at this time I wanted to speak about what’s required to be eligible for the HAFA program. First off, for those that do not know, HAFA is a government backed program that provides householders three thousand dollars in relocation monies after completing their short sale. The HAFA program has another great benefits as well however is unfortunately not available to all homeowners. As a HAFA licensed short sale agent I am constantly staying up to date on all eligibility requirements for our clients. Crucial qualification is that the property should be your primary residence and not an investment property or vacation home. Also, your mortgage has to be originated earlier than January 1st, 2009 with a purpose to be eligible. One other vital requirement is that you could already be deliquent on your mortgage to qualify. And lastly, the remaining balance on your mortgage should be below seven hundred and twenty nine thousand dollars in order to complete a HAFA short sale. There are minimal requirements for the mortage dollar amount but those change frequently. Hopefully this HAFA data is helpful and if you would like to discuss your specific scenario I would be completely happy to sit down and chat with you. That is Kerri with the Bay Area Short Sale Angels where we believe there is nothing worse than doing nothing.

Northern California and The Bay Area Short Sale Angels can answer your questions. We are The Bay Area’s Foreclosure Avoidance and Short Sale Specialists.

Get more help from a short sale realtor, Kerri Naslund, at The Bay Area Short Sale Angels presented by the Short Sale Specialists of Northern California

My First SHort Sale

Howdy and welcome, my name is Kevin Kauffman and that is Fred Weaver. We’re Group 46:10, considered one of California’s leading short sale teams. We’ve closed a whole bunch of short sales and we’re here to assist you. Thanks for locating this video at the moment and this website. We expect you may need come here today because we’re going to speak about specifically Citi Mortgage and the Citi Short Sale Program. There are lots of owners out there who have loans which can be serviced by Citi and also you might be a home-owner particularly in California or Arizona and you’re on the lookout for help, looking for some solutions and see what your options are. Possibly you’ve got been struggling with a loan modification with them; possibly they stated you could not do a deed in lieu until you applied for a short sale.

What we want you to know is we’re here to help. Kevin and I and our total staff help homeowners in finding the alternatives which can be right for them to both save their house and stay in that property or find the choice which is a short sale and avoid foreclosure. Most significantly, we just want to make ourselves available as a resource. We have closed a whole bunch of short sale transactions and we have the experience with Citi Mortgage. We also have had the chance to meet with several of the highest short sale people that work for Citi Mortgage. Once we need some help, they know that we’re respectable, that we’re helping homeowners and they are very receptive to helping us. If you’re in trouble or want some help, contact us. Citi thinks that we’re qualified enough to assist with their clients; they’ve really began sending letters to a few of their customers whom they know are in trouble telling them to contact us as a result of we might help them with their short sale.

Please give us a call at the moment, or fill out the form right here on our website. Our number is 480-449-6642. We’ll give you a call and talk to you about your Citi Mortgage short sale options and see what we can do that can assist you out. Thanks so much for joining us today. We’re Group 46:10, one of California’s leading short sale groups and we look ahead to speaking with you soon.

Short sale FAQs and more.

Get more information on selling your home from Kevin and Fred at My First Short Sale by the Short Sale Specialists of Arizona

My First Short Sale

Hi, I’m Fred Weaver and this is Kevin Kauffman; we’re Group 46:10, :k1:’s premiere short sale team. We’ve helped countless people throughout the previous few years short sell their home and have a completion rate of over 90%, which is well above the national average.

We want to discuss Wells Fargo and what it’s like doing business with them throughout the short sale process.

There are a lot of homeowners that have had not-so-good experiences with them when it comes to home loan modifications. We’ve also heard both positive and negative reports from homeowners in regards to doing short sale transactions with them. We believe, however, that Wells Fargo is the best of the large financial institutions to work with when it comes to doing short sale transactions. They are the most transparent of all the main banks and have taken great strides over the past couple of years to enhance and streamline their short sale process.

I think one of the advantages that we have versus other real estate agents is that we have some direct contacts at Wells Fargo when it comes to who to go to when we need help. That aids our customers a little bit more because we know who to contact whenever there’s a dilemma. They have also made a big technology change in the past couple of months moving towards a new online system called Equater, which has worked out quite well for them. Wells Fargo is always working to continuously improve their short sale process.

If you have a loan with any of the companies that are under the Wells Fargo umbrella, give us a call so we can address your specific situation. We can help you find a solution to your financial problems and help you short sell your home. Group 46:10 is always here to answer your foreclosure and short sale related questions and we’d like to help you, so give us a call today.

Short sale FAQs and more.

Get more information on selling your home from Kevin and Fred at My First Short Sale by the Short Sale Specialists of Arizona

Foreclosure Slayer

Hello, I’m John Sellers right here with ForeclosureSlayer.com, considered one of Oregon’s main short sale teams. We have committed to creating short sales simple and straightforward for you.

We are going to take a look at short sale myth number three; short sales are impossible and banks never approve them. That isn’t true. As a matter of truth, I have approvals here that we received last week. Sure, overall within the industry, we’re only seeing approvals performed at a 20 to 30% approval rating. However with our staff, we’re seeing an eighty to 90% approval rating. One cause is it’s important to know methods to do them; you have to be structured and have experience getting them done.

We got one seller authorized in three weeks and they are going to be relieved of $170,000 in debt. Another one, we got approved and it is a first and a second. The second in the event that they’d gone by means of foreclosures, they might have had a deficiency issue. Not only did we recover from half the amount, but we also got them to waive the deficiency on the first and the second. They owed $205,000 and the financial institution is only going to net $ninety,000.

Don’t consider every thing you’re listening to in the media. Do short sales have to be impossible and difficult? No, however there’s a process that you have to go through, and when you do not undergo that process correctly, it’s practically impossible. We know that process and we can walk you through it.

If you’re on our web site and you need to talk more, hit the get help now button so you can get some extra information. If not, give us a call at 541~773~7355. We’re to walk you through some of your questions and see if we will make this give you the results you want and if it’s the precise determination for you. We’ll provide the data and you can make the decision. Remember, we’re ForeclosureSlayer.com, one among Oregon’s leading short sale teams and we’re here to help. Thanks and have an ideal day.

Oregon Short Sale Specialist, John Sellers, can answer your questions. We are Souther Oregon’s Foreclosure Avoidance and Short Sale Specialists.

Get more help from short sale Realtor, John Sellers, at The Foreclosure Slayer presented by the Short Sale Specialist of Southern Oregon

sold by short sale

Hello everybody I am Matt Fetick with Sold By Short Sale, Pennsylvania’s leading short sale specialist, thanks a lot for joining me today. My team and I specialize in short sales all through the Philadelphia area and I weblog continuously to maintain distressed homeowners knowledgeable about their choices for avoiding foreclosure. If my weblog day is helpful please take a minute to browse my website where you will discover even more information about the short sale process and the lenders we have worked with in the past.

For our weblog subject in the present day I wanted to discuss how important it’s to decide on the appropriate short sale negotiator for your distressed property. A short sale agent can be contacting your lender or lenders, together with any other companies involved with your mortgage, on your behalf so it is important to select somebody with a great track record of success. Sadly with the declining housing market many corporations have popped up to try to cash in on potential short sales and our solely out to make a buck. For that reason it’s at all times essential to ask some basic questions when meeting potential short sale negotiators. The three questions that should at all times be asked are when are you available, what’s your success rate for short sales, and how many files are your at present working on. In asking a couple of questions you will know how important you might be to that agent and how commited they are to promoting your home. As a long time resident of the Philadelphia area I take the time to get to know each client that I work with and ensure we have now their finest interest in mind. In case you have any questions about your mortgage or want to arrange a free consultation please go to my website or contact me today. Thank you for tuning in to Pennsylvania’s leading short sale specialist and have an ideal day.

Matt Fetick is Pennsylvania and Delaware’s leading short sale realtor. His skill in short sales has helped potential short sale clients across the vicinity stay away from foreclosure. If you are considering a short sale in the Philadelphia or Wilmington, DE area, please contact Matt now. Philadelphia Sold By Short Sale can answer your questions. We are Philadelphia and Wilmington Foreclosure Avoidance and Short Sale Specialists.

Get more help from Philadelphia short sale Realtor, Matt Fetick, at Sold By Short Sale presented by the Premier Short Sale Realtor in Philadelphia and Wilmington

short sale shift

Hello everybody I am Josh Pomerleau with Short Sale Shift, Minnesota’s premiere short sale staff, thank you for checking out my blog today. I work with Keller Williams Realty in the Minneapolis area and weblog on daily basis from the short sale trenches to supply useful information to distressed property owners looking to avoid foreclosure. If my weblog is useful, or when you’ve got more questions, check out the over four hundred short sale videos on my website.

For our blog matter immediately I wanted to discuss my short sale experiences with different credit union’s all through Minnesota. I have closed a number of short sales with credit unions in Minnesota and they’re typically more hands on. Because a credit union will only have a handful of mortgages, in comparison with hundreds at a national bank, they are more prone to dig deeper in to your financial information. Also, since their short sale department shouldn’t be as busy I have found they are going to put up a strong struggle when we ask them to waive their deficiency rights. Having the experience our team has allows us to negotiate for our clients best interest and get the terms that we set out to achieve. My goal is to place my clients in a better state of affairs than they were in before they walked through my door. The reason our short sale group is the most effective in Minnesota is because we will do whatever it takes to guard your best interest. You probably have questions about your mortgage with a Minnesota credit union please visit my web site or contact me to get started. Thank you on your time right now and I look forward to hearing from you in the future.

Minnesota Short Sale Shift can answer your questions. We are Minnesota’s Foreclosure Avoidance and Short Sale Specialists.

Get more help from short sale Realtors, Josh and Sarah, at Short Sale Shift presented by the Short Sale Specialists of Minnesota