Short Sales

Short Sale Shift

Hiya, welcome to short sale shift I am Sara and I am Josh we are your premiere short sale team. We weblog everyday to assist all Minnesota owners study a little bit about what short sales imply for them. Our aim for the year is to close 100 short sales and it begins with reaching out to individuals and giving them options and knowledge based on our experiences. At present we shall be talking in regards to the current success we have now had with coping with US Bank. Generally there employees have a distinct mentality about working with short sales and supply you a timeline with what needs to happen to your short sale to be a success. Quite a lot of agents who will not be skilled in short sales are continually complaining about the negotiation course of at US Bank but now we have had an excellent relationship with there negotiators. Even if the method is rigid and tedious the most important half is the approval for our client. US Bank is currently restructuring to better serve short sale brokers by creating a seperate department to make the short sale course of more efficient. Due to this variation US Bank now has more man power to work by way of the many files related to Minnesota short sales and get you on your way. US Financial institution also makes use of e-mail as there primary type of communication, which is sweet because your agent will always have report of all e-mails exchanged as an alternative of shedding some information over the phone. In compiling all these e-mails it additionally gives us a useful resource to understand what to expect with future short sales and the potential stop indicators raised by US Bank. General a optimistic outlook in the direction of US Bank has helped us immensely. When you have any short sale questions concerning your US Bank file fill out a contact form and we’ll get back to you ASAP.

Minnesota Short Sale Shift can answer your questions. We are Minnesota’s Foreclosure Avoidance and Short Sale Specialists.

Get more help from short sale Realtors, Josh and Sarah, at Short Sale Shift presented by the Short Sale Specialists of Minnesota

The Capstone Team

Hi again. We are Derick and Andrea of the Capstone team. We are the top Bay Area short sale realtors. We would like to speak with you today regarding the HAFA program. HAFA stands for Home Affordable Foreclosure Alternatives. It is a relatively new program backed by the government.

In the past, homeowners had to sign notes holding them responsible for additional debt in order to complete their short sale. This program assures homeowners that with your first and even your second mortgage you will not be responsible for the deficiency. When you close your short sale you can walk away with a new start.

There are several criteria that a homeowner must meet in order to take advantage of HAFA. The homeowners must still be living in the property and have a deficiency. In addition, you have to owe less than $729,950 with your first and second mortgage. You must have obtained the loan prior to January 1st, 2009. And most importantly, your payment has to go over 31% of your total income. Realize that you are still subject to bank approval.

We are finding that people are qualifying more easily for the HAFA program nowadays. We will chat regarding the process that you can go through in a new video shortly. Moreover, finally, you can get up to $3000 in relocation costs.

To learn more about using the HAFA Program for your Bay Area short sale, please contact us today. We can be reached through our blog at Capstoneteam.com or via phone 1-888-636-2444, ext. 55555. Either way, please contact us on the subject of your Bay Area short sale. Acting sooner rather than later can make all of the difference. We can help you work through the difficult short sale procedure with your Bay Area house. Thank you for watching us today!

The Capstone Team can answer your questions. We are Bay Area Foreclosure Avoidance and Short Sale Specialists.

Get more help from short sale Realtors, Derick and Andrea, at The Capstone Team presented by the Short Sale Specialists of the Bay Area

My First Short Sale

Hi and welcome to our website. Thanks for joining us at the moment. On this blog we have tons of information on the subject of short sales. We are Kevin Kauffman and Fred Weaver, Arizona’s best short sale agents. With more than 300 short sales effectively completed, our focal point is on helping home owners avoid foreclosure and move through the complicated short sale route.

Today we would like to speak with you concerning legal counsel and how that relates to short sales. One of the things that we have to do is advise you to seek legal advice if there are legal questions that you have. We are not lawyers. Even though we are experts in real estate and short sales, there are some things from a legal point of view that we can not give you.

Many times, instead of talking with a experienced real estate lawyer, some prospective customers may seek advice from a general attorney or a bankruptcy attorney or their accountant. Occasionally people think that any attorney can answer their questions. Nonetheless, with real estate law it is totally different.

When it comes to short sales, purchase contracts, and deals that involve lenders, we are your experts. Nonetheless, when it comes to your potential deficieny rights and things like that, seek out an lawyer for that advice. Be extremely careful if that attorney is giving you real estate advice. We will not cross that line and give you legal advice.

It is essential that you find capable people. We have a couple people that we can refer you to. Keep in mind that an lawyer will consult with you from a legal standpoint and they are always thinking about the worst case scenario.

We would love to talk with you about more questions regarding short sales. We will answer what we can and refer you to someone else that can help you with anything that we can not aid you with.

Short sale FAQs and more.

Get more information on selling your home from Kevin and Fred at My First Short Sale by the Short Sale Specialists of Arizona

Sold By Short Sale

Hi again. This is Matt Fetick with Sold By Short Sale. As you have most likely heard, we are the Philadelphia/Wilmington, DE leading short sale realtors. My whole team is steadfast and devoted to short sale success. This is part four in a our series on how we get your home sold by short sale. My team has created a seven step procedure that gets us the greatest amount of success with a short sale. If you haven’t watched our first three steps, now would be a fine time to do that. So, if you are in the Philadelphia/Wilmington, DE vicinity, grab a cup of coffee and relax while you view our earlier three steps. This is step four, which is regarding marketing your short sale.

Our objective is to offer the best and most creative marketing available to get the greatest price for your home. We recognize that this procedure can be a worrying and disappointing time in your life as you sell your Philadelphia/Wilmington, DE property via short sale.

Do not permit just any Realtor to market your short sale. A number of realtors treat short sales as “less than” important customers. My team knows that we have to do the same marketing for our short sales as we do our conventional sales as the goal is still to get the highest and best price in the least amount of time. Our Short Sale customers have the same goal as our traditional customers, get the home sold. With that in mind, we don’t short change the advertising.

• High Profile Listing on the internet to appeal to buyers
• Virtual Tours and Videos
• Interactive Voice Response Technology
• Quality color Marketing Materials

Some specialists struggle to get their short sale listings sold. Not us, we work hard on a daily basis to market our listings and win over buyers. Short sale means no equity, nothing more and nothing less.

We are the foremost realtors in the Philadelphia/Wilmington, DE area. Make contact with us today if you have questions about your Philadelphia/Wilmington, DE house.

Philadelphia Sold By Short Sale can answer your questions. We are Philadelphia and Wilmington Foreclosure Avoidance and Short Sale Specialists.

Get more help from Philadelphia short sale Realtor, Matt Fetick, at Sold By Short Sale presented by the Premier Short Sale Realtor in Philadelphia and Wilmington

My First Short Sale

Hi and welcome. Thank you for tuning in at the moment. We are Kevin Kauffman and Fred Weaver, Arizona’s best short sale specialists. We have completed more than 300 short sales over the past couple years at a very elevated success rate. This website is to enlighten homeowners that are underwater, late on their payments or about to fall late on their payments.

We know that money is tight for a lot of of you. We recognize that most of the clients we work with are struggling. So, we wanted to share some good news with you. This does not relate to everybody, but it might apply to you.

If you have a loan that is serviced by Wachovia or a loan that is owned by FHA, you have the chance to receive reimbursement after closing a short sale. We had a customer receive $5000 from Wachovia after closing a short sale. They term it a seller incentive. That is staggering.

So, if you have a Wachovia loan, short sale is something that you should consider. It can not just relieve you of your payment, but it can also leave some cash in your pocket.

One of the other things is the FHA loan. We have done a number of of these over the previous few years. They will incentivize the sellers by $750 for closing a short sale. However, if you close the short sale in under 90 days, they will up that sum to $1000. We have had many sellers collect $1000 for closing a short sale.

If you are taking into consideration a short sale with an FHA loan or Wachovia loan, please get in touch with us today. You might end up with an additional $1000 to $5000 in your pocket. If you have questions about this, fill out the form on our website and let us chat with you today. We would be happy to answer several of your questions and help you figure out if you meet the requirements for any of these incentives. We look forward to speaking with you shortly.

Short sale FAQs and more.

Get more information on selling your home from Kevin and Fred at My First Short Sale by the Short Sale Specialists of Arizona

My First Short Sale

Hi and welcome. We are Kevin Kauffman and Fred Weaver, Arizona’s leading short sale group. We are following up on our options to foreclosure blog series. We have been discussing lots of of the alternatives to steer clear of foreclosure. We have previously dicussed seven other choices, but the alternative that we are going to center on today is bankruptcy. We want to bring you a few specifics about this topic and dispell a few rumors.

Realize that there are a couple different types of bankruptcy out there. We aren’t going to go through all of the different types, but recognize that bankruptcies are for a range of different situations.

Bankruptcy may be a compelling alternative for you. It might be the quickest method to get rid of your accountability from your debts. We want to dispell one untruth however. Many homeowners think that filing bankruptcy means that they won’t have to deal with their home. Nonetheless, after bankruptcy you still have to deal with your property. You still own the home because the bankruptcy doesn’t take the home away from you.

The truth is that you still have to come up with a strategy to deal with your property. Banruptcy might be the right decision for you. However, when there is homeownership involved, something has to be done with the property. So, if you are taking into consideration bankruptcy, we would encourage you to deal with your property by foreclosure or short sale prior to your move through bankruptcy.

Please speak to us today about a potential short sale. You can always file bankruptcy afterward and at least you will not own the house any more. The one benefit to bankruptcy is that the bank will halt foreclosure measures on your house. Nonetheless, when the bankruptcy is completed, you still need to find an alternative to deal with your home.

Short sale FAQs and more.

Get more information on selling your home from Kevin and Fred at My First Short Sale by the Short Sale Specialists of Arizona

My First Short Sale

Hi and welcome. Thank you for logging on at present. we have something that we would like to communicate with you. Kevin and Fred run a company called Group 46:10. We have closed more than 300 short sale deals over the past couple years. That means we have had the pleasure of dealing with a lot of homeowners that are in a complicated spot. However, we have been able to productively keep their house from going to foreclosure.

One of the questions that we hear frequently is about when the homeowner ought to initiate a short sale. We also see a tendency that homeowners don’t want to ask for help or chat about their circumstances. It isn’t something that people like to reveal. We want you to bear in mind that your credit doesn’t define you and your circumstances do not define you.

One of the remarkable details that we heard recently from one of the major lenders is that the typical number of days that a borrower is late prior to foreclosure is 448 days. This means that lenders aren’t foreclosing on houses, on average, for greater than 15 months. With many states that utilize a judicial foreclosure procedure, the foreclosure takes a minimum of 365 days. We bring this up to you today because we want you to act sooner rather than later.

There is no pressure to do anything right now. Nonetheless, you are going to have to do something regarding your circumstances. It is always better if you consult experts like us. The options available to help you are decreased the longer you wait. The faster you can start working with the dilemma, the sooner you can get your money back in order.

Please fill out a form today on our blog. We look forward to speaking with you shortly. Have a terrific day!

Short sale FAQs and more.

Get more information on selling your home from Kevin and Fred at My First Short Sale by the Short Sale Specialists of Arizona

My First Short Sale

Hi and welcome. We are Kevin Kauffman and Fred Weaver, Arizona’s leading short sale specialists. We’ve completed more than 300 short sales in the Paradise valley locale. However, this blog is not about us. It is about you, the home owner. This website is designed to give you some information and clarity concerning short sales.

We sought to talk about alternatives to foreclosure. Many people like to know what their choices are. Some of the alternatives genuinely work. Nonetheless, there are a few that you will not meet the criteria for or basically will not be a good alternative for you.

Property owners often call the lender and ask if they can refinance. The easy answer is ‘yes’ you can refinance. Nonetheless, the lender doesn’t give loans for more than the home is worth. This is the predicament that lots of people are running into.

Another option for property owners is to bring cash to the lender to pay down your mortgage in order to refinance. We have got an entire list of alternatives to foreclosure in Arizona and particularly in the Queen creek vicinity. Future episodes will discuss some of the other choices to foreclosure. So, please continue to view our house owner help videos.

Please fill out the form on our website or get in touch with us today. We can aid you through this complex process. Whether your mortgage is currently held with Wells Fargo, Bank of America, Chase, and any other bank, we have dealt with all of them successfully completing 90% of the short sales that we deal with. Because the national standard for successfully closing short sales is just 30-50%, you need to employ someone with a track record of success. Please make contact with us today for higher help.

Short sale FAQs and more.

Get more information on selling your home from Kevin and Fred at My First Short Sale by the Short Sale Specialists of Arizona

My First Short Sale

Hi and welcome. Thank you for joining us today on our video blog. We surely appreciate it. We have completed greater than 300 short sales successfully in the Scottsdale vicinity at a 90% success rate. However, this website is not about us. It is for the benefit of you, the property owner. We offer this blog to give home owners in difficult situations vital information about their choices to avoid foreclosure.

One of the things that we get asked about lots is what are the options a property owner has to dodge foreclosure. When you are a house owner that owes more than the property is worth or you have fallen in arrears on your payments there are choices to elude foreclosure. The bank sends property owners a package with all of their options, but it is hard to understand which options may be relevant to you.

One of the alternatives that i wanted to speak about today is called reinstatement. A reinstatement applies to a house owner that has fallen behind a few months on their payment. Maybe it is because you lost your job or medical expenses. A reinstatement is simply bringing your loan current.

This is going to be relevant to various people that have the capacity to make a lot of cash in a short period of time. They can catch up on all of their past due expenses.

Nonetheless, for a lot of people this option just doesn’t work. Once you get behind reinstating your mortgage isn’t likely. We are going to speak about other options for avoiding foreclosure in future videos.

If you would like more details on the options that you have to avoid foreclosure please contact us. We would be happy to supply you with our list of 9 options to elude foreclosure. Thanks for watching us. Have a magnificent day!

Short sale FAQs and more.

Get more information on selling your home from Kevin and Fred at My First Short Sale by the Short Sale Specialists of Arizona

The Capstone Team

Hello, we are Derick and Andrea with the Capstone Team, your Bay Area short sale realtors. Today we are going to elaborate on unexpected expenses that can upset your Bay Area short sale. We have touched on it in a preceding video, but we really want to educate the people about what they have to know in order to have a successful short sale.

The most critical thing is to notify your realtor. If you haven’t been paying your taxes or your HOA dues you ought to tell your realtor. The easiest way to confirm whether your taxes have been paid is to go to the county and pull up the county tax report. Another thing that we are observing lately are violations. For example, in the city of Oakland you must have trash services even if you are no longer living in the property. In addition, people are dumping their garbage on their property. If the city sees that, it is a violation. So you want to keep an eye on the property.

Also, HOA fees are a dilemma. From time to time you can negotiate with the HOA companies for a smaller amount. The way to verify if there are any violations is to pull the preliminary title report or go to the county recorders headquarters.

Another thing that comes up in certain cities are permit concerns. Every so often the city won’t even let you close on a house if there are permit issues. Any code infringement can be a problem. If you are apprehensive about this, you can go to the county recorders office and they ought to have these problems on file.

The key is to learn if any of these troubles exist on the home. You, as the seller, will run the risk of your Bay Area short sale transaction falling apart. Hopefully this gives you some ideas as to what you should think about ahead of time.

If you have any questions please feel free to contact us. We are the leading Bay Area short sale realtors. We look forward to speaking with you shortly.

The Capstone Team can answer your questions. We are Bay Area Foreclosure Avoidance and Short Sale Specialists.

Get more help from short sale Realtors, Derick and Andrea, at The Capstone Team presented by the Short Sale Specialists of the Bay Area